If you were recently involved in a car accident in Oregon, you may be wondering what kind of settlement you could receive. While it’s common to search for an average figure, the reality is that no two cases are the same. Settlements vary widely based on the facts of each accident, the severity of the injuries involved, and how effectively a case is handled.
Rather than focusing on a general number, it’s more useful to understand the key factors that influence the value of a car accident claim in Oregon. Read on for more information, and set up a free case review with a Portland car accident lawyer for more personalized insight into how much your case might be worth.
Factors That May Influence Car Accident Settlement Values
The amount you may receive after a crash will depend on a wide range of variables. Some factors carry more weight than others, but each one can play a role in how a case is evaluated by insurance companies or the court.
Common factors include:
- Seriousness of your injuries: More severe injuries, such as traumatic brain injuries, typically result in higher settlements due to increased medical costs, long-term impacts, and pain and suffering.
- Medical expenses: The total cost of treatment, rehabilitation, medications, and future medical needs are all taken into account.
- Lost income and reduced earning capacity: If your injuries prevent you from working, either temporarily or permanently, you can seek compensation for those financial losses.
- Property damage: The cost to repair or replace your vehicle can be recovered as part of your claim.
- Emotional distress: Pain, anxiety, depression, and reduced quality of life may lead to a substantial non-economic damages claim.
The combination of these elements (and others) will determine what kind of settlement might be appropriate in your situation.
What Is the Average Car Accident Settlement Amount in Oregon?
The Role of Insurance in Oregon Car Accident Settlements
The amount of available insurance coverage can also impact how much your case is worth. Oregon requires drivers to carry minimum amounts of auto insurance, including:
- $25,000 for bodily injury per person
- $50,000 per crash for bodily injury to others
- $20,000 for property damage
- $15,000 in personal injury protection (PIP) coverage
- $25,000 per person in uninsured motorist coverage
PIP coverage can pay for your medical bills and lost wages right away, regardless of who caused the accident. However, when damages go beyond your policy limits, you may need to file a personal injury claim to recover full compensation.
Oregon’s Comparative Negligence Rule
If you’re found partially at fault for the accident, your recovery may be reduced under Oregon’s modified comparative negligence law. As long as you are not more than 50% responsible, you can still receive compensation. However, your award will be reduced by your percentage of fault.
This is one reason why insurance companies often try to shift the blame onto the victim. Fortunately, an experienced Portland injury attorney can help push back against unfair claims of fault and help you recover the full amount of your claim.
Contact an Oregon Car Accident Lawyer for a Free Consultation After a Wreck
If you’ve been injured in a car crash in Oregon and want to understand the potential value of your claim, your best move is to speak with a car accident attorney. While there is no set “average” settlement, an experienced lawyer can evaluate your unique circumstances and give you a clearer picture of what to expect.
Contact Sears Injury Law today to get started with your case. We offer a free initial consultation.
